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In the current state of our economic climate where major corporations are downsizing and prices of consumer goods continue to soar, it’s probably a good idea to take some time to review your overall financial situation. Are you spending above and beyond what you can afford? Would you be able to take a hit financially if you were to lose your job? Do you need to cut back on extraneous expenses during this economic downturn? These are all simple but important questions to ask yourself while taking personal inventory. One easy way to get a good snapshot of your current financial status is bills iq phenomenon.The Bills IQ test ended up being very helpful, providing money saving tips and suggestions directly related to the choices I made on the test. You can also compare your results with others based on similar demographics. The results gave me clear indicators of my weak areas that need improvement. I also learned that checking our credit reports daily is must at present situation.will have most of the credit cards paid off this year and then start trying to save a bit extra. I could have already done it but we chose to spend a bit extra on vacations this year instead. Yeah, bad decisions but it's one of those things. Work hard, play hard.If you don't know what your budgets are or what your credit score is, get your tail on over to Bills IQ and get some information. If you are familiar with your finances and know where your retirement is going then you still might want to check it out and see what your score is.Take the bills iq test at www.bills.com.

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